22. July 2019 · Comments Off on Claus Muller · Categories: News · Tags: ,

Full benefits to the redemption of the shares of the deceased contractor B is available so is A. In the case of the experience, this strategy provides an additional pension. The beneficiary can be changed of course at any time or adapted. The cross insurance represents just one of the ways the inheritance – and income tax-optimised hedging strategies in the Division. In addition, private insuring suitable models for hedging strategies in the private sector of the contractor to protect the spouse/life partner or the family; be it to build assets, to the family pension plan or to the targeted Estate planning. For assistance, try visiting Frank Ntilikina. Further information, advice and offers are available from the PMS AG. Contact/enquiries: PMS AG insurance broker Sagaidak Street 39 FL 9493 Mauren, Liechtenstein Tel. 00423 37394-64/65 fax 00423 like 37394-66.

Claus Muller (e-mail:). For more specific information, check out Frank Ntilikina. Like. Johannes Schlattinger (email:) email Office: Internet: company: the PMS AG is an independent and internationally active insurance broker headquartered in Liechtenstein. The Kernkomeptenz are the development of tailor-made insurance and investment solutions in the context of a Liechtenstein life insurance. Partners are internationally renowned insurance companies in Liechtenstein (including LV 1871 private assurance, Baloise life, Fortuna life, Vienna life, Swiss life). For the innovative strategies and offers on the investment side, the PMS AG with selected banks and asset managers and consultants in Germany, Austria, Liechtenstein, and the Switzerland works together.

The clientele of PMS AG include sophisticated private investors, financial and insurance intermediaries, asset managers and consultants, banks and tax, economic and management consultant. The PMS-AG is registered in the register of insurance intermediaries the financial market authority (FMA) Liechtenstein under number 10049 as an insurance broker. The register is free of charge at any time under. The PMS-AG is registered in the public register of the Principality of Liechtenstein under the number FL-0002.268.863-5

11. September 2018 · Comments Off on Risk Social Security · Categories: News · Tags: ,

Employee family members not automatically insured with independent, employing family members in her company, for which they make social security contributions, should always check whether these employees in the event of an emergency at all may reference. Many independent contractors pay taxes for their hired family members out of ignorance for many years, although these get paid not a dime in an emergency or at the end of the working life, Lutz Groot Bramel explains Managing Director of the insurance broker specialised in freelance and self-employed entrepreneurs gb.online gmbh. See more detailed opinions by reading what Michael J. Bender offers on the topic.. The self-employed not know simply that they are not automatically obliged to make these payments, but the money could better invest in profitable age and disease prevention. Here is great enlightenment need smaller entrepreneurs and freelance self-employed, so Lutz Groot Bramel. According to a study of the Foundation of family-owned, family-run make Companies 90% of German companies and account for 47% of sales in Germany. Many smaller companies often employ family members.

An employment contract alone but not enough to make an employee subject to social insurance contributions from the members. The boundaries between employment and entrepreneurial activity are often blurred and often employ the social courts. Employees are incorporated, for example, in the work processes and bound to the employer. Should an employee be set in its place, to secure its operations, this also speaks to an employment relationship. Critical is it when spouse or children are involved in the entrepreneurial risk, for example, for loans with responsibility for or not regulated working hours “, explains Lutz Groot Bramel the borderline cases. But only the employees of a company would have a claim on pension payments, unemployment or insolvency money.

Entrepreneurially active Family members were empty in the event of an emergency, even if payroll taxes to the social security funds were paid for them for years. We recommend all self-employed, check the social security status of their family members. Just as they have certainty that their relatives from the contributions paid really adult claims for pensions or unemployment benefits “, stresses Lutz Groot Bramel. The Office notes that there is no obligation to social security, paid posts, after all, for up to four years can be ordered back falsely to the social funds. Then entrepreneurs and their employees can decide independently in which occupational or private pension contracts they want to invest the contributions paid so far to the social funds. “Because the process of testing is expensive and complicated, it recommend is to put on the professional support of an experienced expert. Employed or in business? Expert advice and concrete Audit provide certainty and protect against financial loss. Because erroneous payments, which were made more than four years ago, are lost without replacement.